Healthcare Cash Plan Scheme
Budget towards your everyday healthcare costs with UK Healthcare and the ILFM
The Institute of Legal Finance & Management has teamed up with UK Healthcare to provide you with a healthcare cash plan scheme. This plan with a reduced qualifying period is only available to ILFM members and is designed to help cover your “day to day” healthcare expenditure, whereby you can claim back 100% of your costs, (up to policy limits) for everyday treatments such as Optical, Dental, Physiotherapy, Prescriptions and many more.
We have also included preventative benefits such as health screening and even provided discounted membership across a range of local and national gyms. ILFM members can now enjoy peace of mind, knowing that from as little as 28 pence a day they are covered for all costs incurred up to agreed policy limits, dependent upon their chosen level of cover.
UK Healthcare (a subsidiary of Westfield Health) is the trading style of Bolton & District Hospital Saturday Council which is a company limited by guarantee and operates on a not for profit basis. They have provided Healthcare cash plans for many years with roots going as far back as 1813.
This scheme is open to any ILFM Member aged 18 – 70 and partners, and you can cover up to four dependent children (under the age of 24) completely free of charge. With four levels of cover to choose from, please have a good look through the benefits table below and select a level that best suits your needs.
Members of the ILFM will have the 13 week qualifying period waived (excluding maternity) enabling you to make a claim straight away. This offer is also extended to dependants and additional family members you enrol into the plan.
Joining couldn’t be easier for ILFM Members:
- Select your own personal level of cover
- Add on up to 4 dependant children (Free of Charge)
- Add on any Partners / Family member
Click here for more or to join
| Level 1 | Level 2 | Level 3 | Level 4 | ||
|---|---|---|---|---|---|
| ILFM Member Monthly Premium | £9.00 | £14.25 | £22.50 | £36.00 | |
| Partner Monthly Premium | £9.00 | £14.25 | £22.50 | £36.00 | |
| Benefit | Payback | Level 1 | Level 2 | Level 3 | Level 4 |
| Dental* Includes check ups, fillings, hygienist fees, x-rays and dentures | 100% | £50 | £95 | £175 | £260 |
| Optical* Includes eye tests, glasses, contact lenses, repairs and laser eye surgery | 100% | £80 | £120 | £200 | £330 |
| Health Screening Includes well man/woman screening and all screening that helps prevent an illness | 100% | £50 | £100 | £200 | £300 |
| Specialist Consultation* Covers diagnostic consultations and tests recommended by your GP | 100% | £60 | £110 | £200 | £425 |
| Wellbeing (Physiotherapy/Osteopathy/Chiropractic/Acupuncture)* Covers treatment by a registered practitioner up to a maximum of £20 per visit | 100% | £110 | £220 | £375 | £600 |
| Complementary Therapies (Homeopathy/Reflexology/Aromatherapy) Covers treatment by a registered practitioner following GP referral | 100% | £110 | £200 | £350 | |
| Chiropody Covers treatment by a chiropodist or podiatrist up to a maximum of £20 per visit | 100% | £110 | £200 | £350 | |
| Hospital In Patient* A nightly allowance for any NHS or private hospital admission | Up to 25 nights | £20 | £30 | £50 | £75 |
| Day Case A daily allowance for day care admissions | Up to 10 visits | £30 | £50 | £75 | |
| Hospital Parental Stay A nightly allowance for one parent accompanying a child covered by the policy | Up to 24 nights | £30 | £50 | £75 | |
| Maternity/Paternity/Adoption (one adult only) Single payment per child born or adopted. 12 months qualifying period | £100 | £200 | £300 | £400 | |
| Prescriptions The number of standard prescription items that can be claimed (excludes annual prescriptions) | 4 | 8 | 12 | ||
| Savings on spas, gyms, holidays, theme parks and attractions Services provided by Incorpore Ltd | Access to special membership rates | ||||
| Accidental Death (adult only) | £2,500 | £5,000 | £7,500 | £10,000 | |
| Confidential Counselling Helplines Helpline services provided by Health Assured Limited | Any time support for legal issues, medical problems, counselling & ID theft | ||||
| Worldwide Cover | Up to 28 days | Cash plan benefits extend to trips abroad | |||
For just £150 (+VAT) per year, members enjoy a range of valuable benefits.
Learn more about the many benefits of ILFM Membership.